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对于很多企业来说,在国际贸易中发展迅速的保理业务还处在“养在深闺人未识”的阶段。2010年4月7日,中国银行业协会在上海发布了《中国银行业保理业务规范》(以下简称《规范》),这是我国保理业务领域首份自律性规范文件。作为贸易债权保障的“三驾马车”之一,银行保理业务在过去一年呈现出“外冷内热”的态势。因此,该《规范》的发布是我国保理业务发展史上的一次转折。
For many enterprises, the fast-growing factoring business in international trade is still in the stage of “keeping the boudoir unaccounted for.” On April 7, 2010, the China Banking Association released the “Regulation on Factoring in China’s Banking Industry” (hereinafter referred to as the “Regulation”) in Shanghai. This is the first self-regulatory document in the field of factoring in our country. As one of the “troikas” that guarantee trade debt, the bank factoring business has shown a “cold and hot” situation in the past year. Therefore, the release of the “Regulation” is a turning point in the history of the development of factoring business in our country.