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中国法律规定有关土地与建筑物“房随地走、地随房走”的原则始见《城市国有土地使用权出让和转让暂行条例》,而对于“房屋一体”原则下土地使用权抵押与其上的建筑物抵押之间的相互效力问题却尚无明确法律指引。在国有划拨土地上设定的建筑物抵押效力即为其中较具代表性的典型问题。本文在综合中国现行法律规定的前提下,论证土地使用权与地上建筑物可分押、在此基础上因设定建筑物抵押而被动抵押的土地使用权效力不应影响地上建筑物抵押效力、地上建筑物抵押行权后划拨土地使用权亦在缴足土地出让金的前提下被动行权,并结合实际案例形象阐释相关法律问题。
According to the Chinese law, the relevant land and buildings have “Provisional Regulations on the Transfer and Use of State-owned Land Use Rights” in the principle of “walking anywhere in the house and walking with the house”, while the land use rights under the “housing integration” principle There is no clear legal guidance on the mutual effectiveness of mortgages and mortgages on them. The effectiveness of the building mortgage set on state-allocated land is one of the more typical representative issues. Based on the premise of the current laws and regulations in China, this paper argues that the land use rights and the buildings on the ground can be detention. Based on this, the validity of the land use right that is passively mortgaged due to the mortgage of the buildings should not affect the mortgage effect of the buildings on the ground. The right of land use right allocated after the mortgage of land buildings is also exercised on the premise of paying off the premium of the land transfer. The law of the land is expounded in connection with the actual case image.