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从世界各国的经验看,医疗保险既有商业化保险机构主导的模式,也有政府部门通过立法强制性筹资让全民参保的案例,前者以美国为代表,后者以德国为典型。
From the experience of all countries in the world, the medical insurance has both the mode of leading the commercial insurance institutions and the case of the government departments making mandatory the universal insurance through legislation. The former is represented by the United States and the latter by Germany.