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人身保险是国内保险业务中的重要险种,其保费收入在保险公司整个保险费收入中占有很大的比重。随着我国经济体制改革的深入发展,市场经济的形成,人民群众的危机感风险感逐步加强,自我保护的意识也将大大提高。为巩固改革成果,为改革提供配套服务,党中央加快了建立和完善社会保障体制的步伐,商业保险作为社会保障的重要补充,其作用越来越充分地体现出来。我国幅员辽阔,人口众多,人身保险市场的潜力很大,可以说,人身保险大发展的
Life insurance is an important insurance in the domestic insurance business, and its premium income accounts for a large proportion of the entire insurance premium income of insurance companies. With the further development of China’s economic reform and the formation of a market economy, people’s sense of risk in the sense of crisis is gradually strengthened and the awareness of self-protection will also be greatly enhanced. In order to consolidate the achievements of the reform and provide supporting services for the reform, the Central Party Committee has accelerated the pace of establishing and improving the social security system. As an important complement to social security, commercial insurance has become more and more fully demonstrated. Our country has a vast territory and a large population, so the potential of the personal insurance market is huge. It can be said that the development of personal insurance