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实施改革的缘由巴塞尔委员会2009年夏天制定了更高的资本交易账户标准,以应对复杂的资产证券化更高的要求以及资产负债表外的风险。此外,2009年12月的提议代表了对巴塞尔协议II框架基础性的加强以及首次引进流动性风险的最低全球标准。这些改革措施是针对那些危机前的重大缺陷而设计的,正是这些不足在危机期间给我们造成了巨大的危害。
Reasons for implementing the reforms The Basel Committee established a higher standard for capital account in the summer of 2009 in response to the higher requirements of complex asset securitization and off-balance sheet risks. In addition, the December 2009 proposal represented a fundamental strengthening of the Basel II framework and the first global standard to introduce liquidity risk for the first time. These reforms are designed to address the major pre-crisis pitfalls that have caused us tremendous damage during the crisis.