论我国消费者保险法制定的必要性及建议

• 作 者: 李佩
• 机 构: 对外经济贸易大学,
• 出 处: 法制博览
• 发表日期: 2015年04期
• 关键词: 保险消费者 法律制定 必要性 建议

在保险行业飞速发展的今天,保险消费者已经成为保险合同不可或缺的一方当事人。保险消费者的需求以及其合法权益的保障,对于保险行业的发展起到越来越重要的作用。我国保险业在保险消费者利益保护方面,暴露出很多问题,而我国并没有出台保护保险消费者的法律,亟需进一步的健全。本文通过分析我国保险消费者利益保护现状,肯定了制定消费者保险法的必要性,并结合国外经验,对我国的消费者保险法的制定提出了建议。

Today, the rapid development of the insurance industry, insurance consumers have become an indispensable party to the insurance contract. The needs of insurance consumers and the protection of their legitimate rights and interests play an increasingly important role in the development of the insurance industry. China’s insurance industry has exposed many problems in the protection of consumers’ interests, and our country has not promulgated the law to protect consumers and needs further improvement. Based on the analysis of the status quo of consumer protection in China, this paper affirms the necessity of developing consumer insurance law and puts forward some suggestions on the formulation of consumer insurance law in our country.