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故宫博物院失窃案折射出国内艺术品保险的缺失,开发相关保险产品迫在眉睫。近日,故宫博物院7件临时展品失窃案震惊全国。然而,更令人愕然的是:价值上千万元的艺术品竟然只象征性地投保31万元。专家指出,艺术品鉴定和估值比较难,再加上风险较大、基础数据不足,造成国内艺术品保险缺失。定价难、风险高、数据少虽然此次故宫博物院展品失窃案已经告破,公安机关也找回部分被盗展品,但人们仍对“7件丢失的藏品投保额仅为31万元”这一事实感到愕然。
The theft of the Palace Museum reflects the lack of domestic art insurance, the development of related insurance products is imminent. Recently, the National Palace Museum seven pieces of temporary exhibits stolen stolen nationwide. However, even more shocking is that: the value of millions of works of art actually only insured 310,000 yuan symbolic. Experts pointed out that the identification and valuation of works of art is more difficult, coupled with greater risk, lack of basic data, resulting in the lack of domestic art insurance. Difficult pricing, high risk, less data Although the National Palace Museum exhibits stolen theft has been solved, the public security organs have also recovered part of the stolen exhibits, but people are still “7” lost the insured amount of only 310,000 yuan Astonished at the fact.