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自新中国成立以来,农村信用社已经陪伴我们走过很多春秋,现在已经成为我国金融体系中重要的一环,为我国的经济建设作出了巨大的贡献。然而,随着社会的发展,尤其是计算机技术的快速更新迭代,尚处于上世纪末的科技水平很少作出改变的农村信用社在财会方面渐渐暴露出一些问题,一些是制度上的缺陷,还有一些是人员的问题,重要的是农村信用社的效益逐年滑下,给经营者和管理者都带来了很强的心理冲击,因此,有关方面的改革刻不容缓。
Since the founding of New China, RCCs have been with us for many years and have now become an important part of our financial system and have made tremendous contributions to the economic construction of our country. However, with the rapid development of society, especially the rapid updating and iteration of computer technology, rural credit cooperatives, which are still in the late stage of science and technology with little change at the end of last century, have gradually exposed some problems in the accounting and accounting system, some are institutional defects and Some of them are personnel problems. What matters is that the benefits of rural credit cooperatives have slipped year by year, bringing about a very strong psychological impact on operators and managers. Therefore, reform in these areas is urgent.