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四川省阆中市保宁信用社自1992年以来,狠抓贷款管理,提出“货款活,信用社兴”的口号,改革了不合理的信贷管理办法,充分发挥信贷员的主观能动性,积极参与贷款管理,以强化贷款管理促进信用社经济效益的增长。1993年、1994年两年盈利达142.1万元。该社在加强贷款管理中的作法是: 一、参与企业管理,发挥信贷资金作用,支持骨干型企业健康发展 该社在贷款投放对象上,大胆支持骨干型企业。如该社派信贷员三上广安,两到重庆调查工程项目情况,参与市水电建设公司经营管理,仅1994年就累计投放流动资金贷款170万元支持该企业。现在,该公司已拥有固定资产300万元,
Since 1992, Baonin Credit Cooperative in Langzhong City, Sichuan Province, has been paying close attention to loan management and proposed the slogan “Credit for goods and services to be rejuvenated”, reforming the unreasonable credit management measures, giving full play to the subjective initiative of loan officers and actively participating in loans Management to strengthen the loan management to promote the economic growth of credit cooperatives. In 1993, the two-year profit in 1994 reached 1,421,000 yuan. The agency in strengthening loan management practices are: First, to participate in business management, credit funds to play a role in supporting the healthy development of key enterprises in the loan community on the object, the bold support for key enterprises. Such as the social service loan officer three on Guang’an, two to Chongqing to investigate the situation of the project, participate in the city hydropower construction company management, in 1994 only a total of 1.7 million yuan in working capital loans to support the business. Now, the company already has 3 million yuan in fixed assets,