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信贷业务操作流程就是通过一个或一系列连续的与信贷业务相关的操作,达到由客户利用银行的货币资金、实现货币增值并归还银行本金和利息的最终目的。信贷业务是现时国有商业银行最重要的资产业务,改进和完善信贷业务操作流程,是通过银行再造把农业银行办成现代商业银行的现实选
The operation of a credit business is to achieve the ultimate goal of using the bank’s monetary funds by customers for one or a series of consecutive credit-related operations to add value to the bank and to repay the principal and interest of the bank. The credit business is the most important asset business of the state-owned commercial banks at present. Improving and improving the operational procedures of the credit business are the real options for turning the Agricultural Bank into a modern commercial bank through bank reconstruction