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《安徽保险》1996年第1期上偶见、杨卫刚撰文指出:目前一些地方保险公司开办的“礼品保单”不合《保险法》。其理由是:礼品保单属无效保险合同,投保人对保险标的不具有保险利益,不合乎《保险法》要求。二位并进一步指出已签发的礼品保险单应予退保。 笔者不敢苟同偶见、杨卫刚二位同志的观点,并认为我们在运用《保险法》条款时应准确,不宜死抠
“Anhui Insurance” 1996 No. 1 Occasionally, Yang Weigang author pointed out: At present, some local insurance companies to run the “gift policy” does not comply with “Insurance Law.” The reason is: gift insurance policy is an invalid insurance contract, the insured person on the subject of insurance does not have insurance benefits, does not meet the “Insurance Law” requirement. They further pointed out that the issued gift insurance policy should be surrendered. I dare not agree with the occasional, Yang Weigang two comrades point of view, and that we use the “Insurance Law” provisions should be accurate, should not be dead pull