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概要:本文对商业银行优化中小企业融资环境,完善金融服务的途径进行了分析,结合实际,从制度建设、产品创新、提升服务等方面入手,提出了优化融资环境,实现银企和谐发展的思路和具体措施。
Abstract: This paper analyzes the ways of commercial banks to optimize the financing environment for SMEs and improve their financial services. Combining with the actual conditions, this article puts forward the idea of optimizing the financing environment and realizing the harmonious development of the banks and enterprises in terms of system construction, product innovation and service improvement. And concrete measures.