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2007年的这个冬天,资本市场持续震荡,投资风险居高不下。2008年许多投资者引颈相望的春天迟迟不肯到来,或者暖流刚到,便又回寒,令许多投资者苦不堪言。现如今,中国投资者的境况或许可以用“一堆鸡蛋,多个篮子”来形容。刚投到股市,跌了;刚买了基金,赔了;买点理财产品吧,也恰逢零收益率的尴尬低迷。该怎么办?说白了,还是那句老话:构建理财组合,分散投资风险。一提起这句话,很多人都是一拍脑门:这还用说?谁不知道!但知道归知道,事实上,真正做到、做好的人并不多。让我们从大家最关注的几个领域来稍作分析。
This winter of 2007, the capital market continued to fluctuate, with high investment risks. Many investors have been unwilling to come to terms with the elusive spring in 2008, or returned to the cold after the warm current arrived, making many investors miserable. Nowadays, the situation of Chinese investors may be described as “a pile of eggs, multiple baskets ”. Just dropped to the stock market, fell; just bought the fund, lost; to buy some financial products, but also coincides with the embarrassment of low yield downturn. How to do? To put it plainly, or the old saying goes: to build financial portfolio, diversification investment risk. To mention this, many people are racking their brains: It also used to say? Who do not know! But to know to know, in fact, really do, do not do a lot of people. Let’s take a brief look at a few areas that we are most concerned about.