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近几年,煤矿发生的各类事故一直居全国工矿企业前列,给人民群众的生命财产造成极大的损失。而解决事故当中工伤职工的待遇和安置问题也成为市场经济改革所面临的突出难题,究其原因就在于:一方面,我国工伤保险费率水平偏低,行业费率档次少,差别拉得不大,工伤保险覆盖面很低;另一方面,煤炭等高风险行业被“工伤保险”拒于门外。在如此之低的费率和近年来特、重大事故频繁发生的情况下,工伤保险结余却居高不下,如1999年全国工伤保险的累计
In recent years, all kinds of accidents in coal mines have been among the top industrial and mining enterprises in the country, causing great losses to the people’s lives and property. However, resolving the treatment and placement of work-related injuries among accident workers has also become an outstanding problem facing the market economy reform. The reasons are as follows: On the one hand, the level of industrial injury insurance in our country is relatively low, Large, industrial injury insurance coverage is very low; the other hand, coal and other high-risk industries were “industrial injury insurance” refused to go outside. At such a low rate and in recent years that special and major accidents have taken place frequently, the balance of industrial injury insurance remains high. For example, in 1999, the accumulated amount of industrial injury insurance