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编辑同志,如何提高保险企业经济效益已成为人保系统内部议论的热门话题.笔者通过前不久开展的审计工作,就影响企业效益的几个关键,谈几点想法,以引起高度重视.一、业务管理相对滞后于业务发展速度.近年来,随着经济建设的加速发展和市场经济体制的建立,促进了保险业务的长足发展,但业务管理却显得不足,因此不同程度地导致承保业务和理赔业务质量下降,赔付“水份”上升.去年对13个地市公司和517个区县公司抽审,发现平均承保业务质量差
Editing comrades, how to improve the economic efficiency of insurance companies has become a hot topic within the PICC.With the recent audit carried out by the author on several issues that affect the effectiveness of enterprises, talk a few ideas to arouse great attention. Management lags behind the speed of business development.In recent years, with the accelerated economic development and the establishment of a market economy system, which has promoted the rapid development of the insurance business, the business management has become inadequate, resulting in varying degrees of underwriting and claims management Quality decline, payment of “water.” Last year on 13 prefectural companies and 517 districts and counties sampling and found that the average underwriting business quality is poor