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随着互联网金融行业的迅猛发展,越来越多的网络借贷平台瞄准了高校这一潜力市场,纷纷向高校拓展业务。一些不良校园网贷平台在贷款申请、审批额度以及催缴还款等方面设置层层陷阱,迷惑诱导大学生进行贷款,严重侵犯了学生的合法权益。本文阐述了校园贷的发展现状,分析了不良校园网贷对高校学生的影响,并提出了解决不良校园网贷的对策和建议。
With the rapid development of the Internet finance industry, more and more internet lending platforms are targeting the potential market of universities and universities, and one after another expanding their businesses to universities. Some bad campus network loan platform set layers of traps in loan application, approval amount and reminder repayment and so on, confusing and inducing college students to carry out loans, which seriously violated students’ legitimate rights and interests. This article expounds the status quo of campus loans, analyzes the impact of poor campus network loans on college students, and puts forward countermeasures and suggestions to solve the bad campus network loans.