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随着政府融资平台规范清理,公司类政府融资平台成为政府公益性项目承贷主体,按照银监会有关要求,此类贷款应当提供合法有效的担保。信贷实务中,受政府融资平台公司发放的贷款额度大、期限长,政府机构担保禁止性规定等因素影响,相当部分项目难以提供合法有效担保。
With the clean-up of government financing platform, the corporate government financing platform has become the subject of government public welfare projects. According to the relevant requirements of China Banking Regulatory Commission, such loans should provide legal and effective guarantee. In credit practice, loans granted by government financing platform companies are subject to a large amount of loans, a long period of time, and prohibitions on the guarantee of government agencies. A considerable part of the projects are difficult to provide legal and valid guarantees.