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人民银行发放对农村信用社支农再贷款是人总行为了加大对农业和农村经济发展信贷支力度而采取的重大举措。在世纪之交,当党和国家作出重大战略决策,实施西部大开发的号角吹响之时,面对这一千载难逢的历史机遇,县人民银行如何科学合理地运用好支农再贷款这一政策,支持农村信用社促进农村经济发展,实现国家产业结构调整目标呢?笔者对此问题,谈一些看法。一、支农再贷款管理中存在的问题从部分县人民银行在发放支农贷款方面的情况来看,存在的问题主要是:1、风险意识不强,认识不到位。支农再贷款是集中用于支持农村信用社增加农户贷款,支持农户调整农业生产结构,促
The People’s Bank of China issued a major measure to increase the credit support for agricultural and rural economic development by issuing RCC loans for rural credit cooperatives. At the turn of the century, when the major strategic decisions made by the party and the state and the promulgation of the large-scale development of the western region have been sounded, in the face of this once-in-a-century historic opportunity, how can the People’s Bank of China apply the policy of supporting agriculture and then redistributing loans scientifically and reasonably , To support rural credit cooperatives to promote rural economic development, to achieve the goal of national industrial restructuring? The author on this issue, to talk about some views. First, the problems in the management of agriculture and then lending From the situation of some county people’s banks in the issue of agricultural loans, the main problems are: 1, risk awareness is not strong, awareness is not in place. The supportive loans for agriculture are mainly used to support rural credit cooperatives to increase peasant household loans, support peasant households to adjust their agricultural production structure, and urge