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第一，中资银行外汇贷款报送数据与外汇管理部门统计监测数据不相符。银行对“以物抵债”的不良外汇贷款进行了帐务处理，不良外汇贷款变为待处理抵债财产，外汇债权消失了，银行相应冲减外汇贷款余额，但实际上外汇贷款并没有偿还，偿还要到对土地、设备、厂房等财产处理变现
First, the reported data of foreign exchange loans by Chinese-funded banks do not match the statistics and monitoring data of the foreign exchange administrations. The bank handled the bad debts of foreign currency loans in the form of accounts, the bad foreign exchange loans became the assets to be disposed of, the claims of foreign currency disappeared, and the banks offset the balance of foreign exchange loans. In fact, the foreign exchange loans were not repaid and repayments To the land, equipment, plant and other property management liquidation