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楼宇按揭(抵押)贷款的取得及法律限制张学兵一、楼宇按揭(抵押)贷款1.概念:楼宇按揭(抵押)贷款是指抵押人(借款人)将其合法拥有的物业作为抵押物抵押(或承诺抵押)予抵押权人(贷款人),保证抵押权人为第一受益人并保证履行楼宇按揭(抵押)贷款合同项下的全...
Acquisition of Building Mortgages (Mortgage) Loans and Legal Limitations Zhang Xuebing I. Loans for Mortgage Loans (Mortgages) 1. Concept: A mortgage loan (mortgage) refers to the mortgagor (borrower) mortgaging (or promising a mortgage) a mortgagee (lender) with his mortgaged property as a security to ensure that the mortgagee is the first beneficiary and pledges Fulfilling Building Mortgage (Mortgage) Loan Contract under ...