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一、概念与特征本世纪90年代以来,一系列技术的突破使得互联网发生了日新月异的变化,呈现出爆炸性增长。随之,一种基于互联网、以交易双方为主体、以银行电子支付和结算为手段、以客户数据为依托的全新商务模式——电子商务(ElectronicCommerce)应运而生。电子商务,从狭义上讲是指政府、企业和个人利用现代电子计算机与网络技术实现商业交换和行政管理的全过程;从广义上说,它的本质是建立
First, the concept and characteristics Since the 90s of this century, a series of technological breakthroughs make the Internet has undergone changes with each passing day, showing an explosive growth. As a result, a new business model based on the Internet, with the two parties as the main body, the bank electronic payment and the settlement as the means, and the customer data relied on - Electronic Commerce came into being. E-commerce, in a narrow sense, refers to the entire process of commercial exchange and administration by governments, enterprises and individuals using modern electronic computers and network technologies. Broadly speaking, its essence is to establish