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由于银行或他人错误导致的账户资产增加构成民法上的不当得利,是否能够转化为犯罪则须考量“非法占有目的”及其客观行为。尽管存在事实支配与法律支配的分化,但由于享有实质性和排他性的支配权,存款人或账户所有人对账户内存款符合刑法之占有要件,如果以非法占有之目的将之据为己有,则形成民法之不当得利向刑法之侵占罪的转化。
Due to improper profits of bank accounts or others caused by an increase in account assets constitute unjust enrichment in civil law, whether it can be converted into a crime, we must consider “purpose of illegal possession ” and its objective behavior. Despite substantive and exclusive dominance, depositors or account holders, in spite of the de facto and legal dictatorship, have deposits in their accounts that meet the criminal law’s conditions of possession and, if they were acquired for the purpose of unlawful possession, The formation of the unjust enrichment of civil law to criminalize the crime of embezzlement.