建行宁夏区分行——特色金融产品助力小企业发展

• 作 者: 刘红文
• 出 处: 共产党人
• 发表日期: 2013年07期
• 关键词: 宁夏区 四大国有银行 流动资金贷款 循环贷款 贷款用途 建设银行 保函 贷款增速 产品体系 地方经济

建设银行宁夏区分行在助推地方经济发展中,把积极支持小企业发展作为一项重要工作,通过提供特色金融产品服务,加大对区内小企业贷款投放力度,上年末全区建行小企业贷款余额达到60亿元,当地四大国有银行占比近38%,位居第一。目前建行开办的小企业金融产品服务主要以“速贷通”、“成长之路”、“信用贷”和“小额贷”四大产品体系为支柱,其中“成长之路”

In promoting local economic development, the Construction Bank Ningxia Branch Branch regards active support for the development of small enterprises as an important task. Through the provision of featured financial products and services, it has increased efforts to provide loans to small enterprises in the region. The loan balance reached 6 billion yuan, and the top four state-owned banks accounted for nearly 38% of the total, ranking first. At present, the small enterprise financial product services established by CCB are mainly supported by the four major product systems: “Quick Loan,” “Growth,” “Credit,” and “Small Credit.” “path to maturity”