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今年以来,农行山东单县支行、信用社及时纠正了贷款“农转非”现象,从而使贷款向农业倾斜,这给当地经济发展创造了有利条件。现在,农民贷款确实容易多了,贷款金额也较往年大幅度增长,然而农民拿到贷款后,是否投资于农业,这个问题应引起有关部门的注意。据笔者调查,眼下一些农民贷到钱后,不是用于农业投资发展生产上,而是用于建房子,送彩礼,婚丧嫁娶大操大办摆阔气;用这些钱赌博,搞迷信活动的也不乏其人;更有甚者,求亲拜友多头贷款却用于赶潮流买摩托,四处游逛,不务正业。现在农行、信用社在资金紧张的情况下,不怕担风险投资于农业的目的是为了扶持广大农民朋友大力发展农业生产使其尽快富裕起来,而这
This year, the Agricultural Bank of China branch in Shan County, credit cooperatives promptly corrected the loan “non-agricultural ” phenomenon, so that lending to agriculture tilt, which gave the local economic development has created favorable conditions. At present, peasants’ loans are indeed much easier and the loan amount has also risen substantially over previous years. However, whether or not the peasants invest in agriculture after they have obtained loans should draw the attention of relevant departments. According to the author’s investigation, some peasants now borrow money instead of investing in development and production of agriculture. They use it to build houses, send gifts, and marry funerals. They use these money to gamble and engage in superstitious activities There is no shortage of people; What is more, begging relatives and friends long loan is used to catch the trend to buy motorcycles, wandering around, do not stop working. Now that Agricultural Bank of China and Credit Cooperatives are in a tight financial position, they are not afraid of investing their money in agriculture in order to support the broad masses of farmers and friends in developing agricultural production so that they can become prosperous as soon as possible.