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金融作为现代经济的核心,在支持地方经济发展中的重要作用已毋庸置疑,但银行及信用社由于种种原因形成的不良贷款已越来越成为制约其自身发展和弱化支持地方经济发展力度的重要因素,对辖内金融安全也构成了潜在威胁。为了正确分析和判断甘南州辖内银行及信用社不良贷款状况,研究和探讨在民族地区降低不良贷款、化解金融风险、支持地方经济发展的有效途径和措施,我们对全州银行及信用社不良贷款状况及成因进行了调查分析。
As the core of the modern economy, finance plays an important role in supporting the development of the local economy. However, the non-performing loans that banks and credit cooperatives have formed for various reasons have become more and more important to restrict their own development and weaken the support for local economic development. Factors, the financial security within the jurisdiction also poses a potential threat. In order to correctly analyze and judge the status of non-performing loans of banks and credit unions in Gannan Prefecture, and to study and explore effective ways and measures to reduce non-performing loans, defuse financial risks and support local economic development in minority areas, we are not good for state banks and credit unions Loan status and causes were investigated and analyzed.