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银行业应通过加强对房地产信贷总量的管控、多策助力引导消费、支持房地产新业态发展等方式,支持区域房地产去库存,防范因房地产贷款比重过大可能导致的金融风险宁夏回族自治区属西部欠发达地区,同全国一样,前些年伴随着住房制度改革,房地产行业得到了快速发展,成为地方经济重要支柱产业之一。但宁夏所辖五市作为三四线城市,受房地产发展过快、刚性及改善性需求增长放缓等造成的房地产供需失衡影响,房地产库存逐年加大。即便在2015年底以来受一系列楼市刺激政策影
The banking industry should support regional real estate de-stocking by strengthening the control over the total amount of credit in real estate, guiding consumption through multi-policy aid, and supporting the development of new real estate industry, so as to prevent the financial risks that may be caused by the over-proportion of real estate loans. Ningxia Hui Autonomous Region Underdeveloped areas, like the whole country, accompanied by the reform of the housing system in recent years, the real estate industry has enjoyed rapid development and has become one of the important pillar industries in the local economy. However, as the third and fourth tier cities under the jurisdiction of Ningxia, due to the unbalanced supply and demand of real estate caused by the rapid development of real estate and the slowdown in the growth of rigid demand and improvement in demand, the stock of real estate has been increasing year by year. Even by the end of 2015 by a series of property market stimulus policies