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大数据信用的理念将引领我国信用体系建设走出‘信用迷雾’的困境。信用报告将会成为每个社会人的一张“信用身份证”在互联网时代,数据即是信用,信用即是财富。大数据征信将会把个人的全部社会行为映射到一纸信用报告上,而此信用报告又将影响到信用主体的生活。可以设想,一个人可以凭借信用报告上漂亮的分数而顺利地求职、找对象、贷款买房、出国旅游,也有可能因为信用报告上一个小小的污点而求职无门、贷款被拒、处处碰壁。信用报告将会成为每个社会人的
The concept of big data credit will lead our country’s credit system out of the dilemma of ’credit fog.’ Credit report will become a “credit card” for each social person. In the Internet era, data is credit and credit is wealth. Big data credit will map all the social behavior of individuals to a piece of paper credit report, which in turn will affect the credit subject’s life. It is conceivable that a person can find a job, find an object, buy a house for a loan, travel abroad, or find a job because of a small spot on his credit report. Credit reports will be for every social person