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93年初,河南省保险公司在借鉴银行储蓄的基础上,对家庭财产两全保险进行了较大的改进,设计出《家庭财产储金还本分红保险(下称分红保险)办法》。在办法中将银行储蓄存款吸引人的作法移植到了我们的险种之中,并引入了分红利率的概念,在一些市、地公司进行试点,取得了很好的成效。实践证明,
At the beginning of 1993, on the basis of borrowing bank savings, insurance companies in Henan Province made great improvements to the family property dual insurance and designed the “Measures for Repaying Household Equity Savings Deposits (Dividend Insurance).” The approach of attracting bank savings deposits has been transplanted into our insurance policies and introduced the concept of dividend rates. Some companies in cities and places conducted pilot projects and achieved very good results. Practice shows that,