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随着我国住房分配制度货币化改革步伐的加快,商业银行个人住房贷款业务发展迅速,已成为商业银行主要的贷款种类之一。个人住房贷款是抵押贷款的一种特
With the speeding up of the monetary reform of housing distribution system in our country, the rapid development of personal housing loan business of commercial banks has become one of the major types of loans for commercial banks. Personal housing loans are a special type of mortgage loan