论文部分内容阅读
出口信用保险是各国政府为支持本国产品出口、保障企业收汇权益,由国家提供基金并通过其认可的保险机构,其职能主要是向出口商提供一种政策性保险业务。它所承担的责任,主要是出口企业在发货后收不到货款的责任,有时也表现为出口企业因买方毁约使货物不能出口而造成的损失。它所保障的风险,包括出口企业经营业务中的一般商业信用风险或政治风险等。
Export credit insurance is a policy insurance business which is mainly provided by the governments of various countries to exporters in order to support the exportation of their products and protect the rights and interests of foreign exchange collection by the state and provide insurance funds through their accreditation. The responsibility it shoulders is mainly the responsibility of the exporting enterprises for not receiving the payment after delivery, and sometimes also for the loss caused by the exporter’s failure to export the goods due to the buyer’s contractual breach. The risks it covers include general commercial credit or political risks in the business of the exporting enterprise.