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近年来,随着一系列政策的实施,我国的国家助学贷款工作取得了一定成绩,但在政策实施过程中,过高的违约率是现在政府、银行和高校共同面临的严峻考验。还贷难题的出现,使得我们必须不断探索政策本身的漏洞和管理制度方面的缺陷,本文在对广东省高校在国家助学贷款实施情况进行调查的基础上,对正确定位国家助学贷款中的高校角色提出几点建议。
In recent years, with the implementation of a series of policies, some achievements have been made in our country’s student loan. However, in the process of policy implementation, the excessive default rate is now a severe test for the government, banks and colleges and universities. The emergence of repayment problems makes us have to constantly explore the loopholes in the policy itself and the management system defects. Based on the investigation of the implementation of the national student loans in Guangdong Province, this paper analyzes the correct positioning of the national student loans Some Suggestions on College Role