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大学生医保的推行不仅使公费医疗成为历史,而且也为大学生的医疗保障体系提供了发展契机。大学生医保主要给大学生提供普通门诊医疗待遇、门诊重疾等方面的保障,基本满足了大部分学生的医疗保障需求;商业保险即学平险主要给大学生提供意外伤害、意外伤害医疗及住院医疗等方面的保障。鉴于此,笔者想通过大学生医保、学平险的视角来探究新形势下大学生医疗保障体系的构建。
The implementation of medical insurance for college students not only made public medical service history, but also provided an opportunity for the development of medical insurance system for college students. Medical insurance for undergraduates mainly provides general outpatient medical treatment and outpatient medical services for undergraduates, basically meeting the needs of most students. The commercial insurance refers to providing accidental injuries, accidental injuries and inpatient services to undergraduates Aspects of protection. In view of this, I want to explore the undergraduate medical insurance system under the new situation through the perspective of medical insurance, learning risks of undergraduates.