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福建保险业经过几年的发展已经初具规模,但还与福建的经济发展状况不相匹配,市场规模较小,竞争程度有限。海峡西岸经济区发展战略的实施为闽台保险行业的合作提供了坚实的基础和广阔的空间。本文分析了福建保险业总体发展现状及其成因,并基于福建市场的特点和闽台保险机构的互补优势,对闽台合作共同开发区域性保险市场的前景进行了一定程度的探讨,并对加快两岸合作,共同开发区域市场提出了针对性的政策建议。
After several years of development, Fujian’s insurance industry has begun to take shape. However, it still does not match the economic development of Fujian Province. Its market size is relatively small and the degree of competition is limited. The implementation of the development strategy of the economic zone on the western coast of the Taiwan Straits has provided a solid foundation and broad space for the cooperation between the insurance industry in Fujian and Taiwan. Based on the characteristics of Fujian market and the complementary advantages of insurance institutions in Fujian and Taiwan, this paper analyzes the current situation and causes of the overall development of insurance industry in Fujian and explores the prospect of Fujian-Taiwan cooperation in joint development of regional insurance market. Cross-Strait cooperation and joint development of regional markets put forward specific policy recommendations.