论文部分内容阅读
案情2008年4月2日,某高中对在校学生向某保险公司投保了校(园)方责任保险,并按规定交纳了保险费。《校(园)方责任保险条款》载明:“在学校的教学活动中或由学校统一组织或安排的活动过程中,由于疏忽或过失造成下列依法应当由被保险人承担的经济赔偿责任”。合同明细表中同时注明:“每次事故赔偿限额:其中每人赔偿限额为30万元”。2008年5月29日晚,该高中注册名单中的两名在校寄宿学生偷偷溜出学校后被车撞身亡。事故发生后,由于肇事车辆逃
Case On April 2, 2008, a senior high school insured the school-sponsored insurance liability insurance for school-sponsored school students and paid premiums according to the regulations. “School (Park) party liability insurance clause” states: “In the teaching activities of the school or the activities organized or arranged by the school process, due to negligence or negligence caused by the following in accordance with the law should bear the financial liability of the insured ”. Contract details at the same time indicate: “Each accident compensation limit: each of them compensation limit of 300000 yuan ”. On the night of May 29, 2008, two boarding students in the high school registration list slipped out of school and was killed by a car. After the accident, due to the vehicle fleeing