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文章依据柯布—道格拉斯(Cobb-Douglas)生产函数,利用样本县的经济与金融数据,对县域金融支持县域经济发展进行了实证分析。结果表明:县域金融对县域经济发展的促进作用明显,在县域金融机构中,农信社、城市商业银行及村镇银行等新型金额机构对县域经济发展促进作用明显,而大型国有银行支持县域经济发展的作用明显弱化。同时在加强县域金融制度与渠道体系创新,金融产品创新、完善担保体系与政策支持等方面提出了对策建议。
Based on the Cobb-Douglas production function and using the economic and financial data of the sample counties, this paper makes an empirical analysis of the county financial support for county economic development. The results show that county finance plays an obvious role in promoting the development of county economy. In the county financial institutions, the new credit agencies such as rural credit cooperatives, city commercial banks and village and town banks play a significant role in promoting the development of county economy. However, large state-owned banks support the development of county economy The role of significantly weakened. At the same time, countermeasures and suggestions are put forward in strengthening the innovation of county financial system and channel system, financial product innovation, perfecting guarantee system and policy support.