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浙江省林权抵押贷款工作自2006年9月开始试点,成效显著,解决了农民贷款难的问题,建立了农民诚信体系,融资渠道基本建立。其特点也比较突出,增加了农民收入,减轻了农民负担。其做法值得其他地区借鉴。目前存在林权变更管理难、集体林权改革还需推进、贷款期限与林业周期应相匹配、抵押物处置难等问题。据此提出对策建议。
The trial of the forestation right mortgage loan in Zhejiang Province started in September 2006 with remarkable results, solved the problem of peasants’ loan difficulty, established the system of peasants integrity and basically established the financing channels. Its characteristics are also more prominent, increasing the income of farmers, reducing the burden on farmers. Its practice is worth learning from other regions. At present, the management of forest tenure change is difficult, the reform of collective forest tenure rights needs to be further promoted, the loan maturity and the forestry cycle should be matched, and the collateral disposal is difficult. Accordingly, the countermeasures and suggestions are put forward.