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正如一个人的成长一样,一个行业的发展也需要具备反思能力。检视过去,是为了更好地前行。回顾“十一五”期间的发展,我国保险业总量保持了较快增长,但发展水平仍有待提高;保险的核心功能得到一定的发挥,但仍有待进一步彰显;市场进入机制初步形成,但市场退出机制仍有待完善;承保盈利状况有所改善,但盈利模式仍需进一步调整;政策性业务快速发展,但制度仍亟需完善;结构调整取得一定成效,但需要警惕认识误区;保险监管进一步深化,但其自身改革有待加强。
Just as a person grows, the development of an industry also needs reflective ability. View the past, is to better forward. Looking back on the development during the “11th Five-Year Plan” period, the total amount of the insurance industry in our country has maintained a rapid growth but the level of development still needs to be improved; the core functions of insurance have been given full play but still need to be further demonstrated; the market entry mechanism has basically taken shape However, the market withdrawal mechanism still needs to be improved; the underwriting profitability has improved but the profit model still needs to be further adjusted; the policy-based business has been rapidly developed but the system still needs improvement; the structural adjustment has achieved some success but vigilance needs to be meticulously misunderstood; the insurance Supervision is further deepened, but its own reform needs to be strengthened.