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截至2013年8月末,浙江省银行业金融机构本外币不良贷款余额1129.76亿元,不良贷款率1.76%,比年初上升0.17个百分点。经过此前五六月份的“双降”后,七八月份不良率有所回升。外界有观点认为,浙江银行业不良贷款的连续反弹等同于信贷运行失常,银行业资产质量的拐点正在形成,有人甚至推断,可能导致区域性甚至整体性金融风险失控。当然,尽管经济下行可能导致房地产贷款风险放大,
As of the end of August 2013, the balance of non-performing loans in both domestic and foreign currencies of banking financial institutions in Zhejiang Province reached 112.976 billion yuan, with a non-performing loan ratio of 1.76%, an increase of 0.17 percentage points from the beginning of the year. Non-performing rates rebounded in July and August after the “double dip” in May and June. Outsiders hold the view that the continuous rebound of non-performing loans in Zhejiang’s banking industry is equivalent to the abnormal credit operation. The inflection point of banking asset quality is taking shape. Some even speculate that this may lead to the loss of regional and even global financial risks. Of course, although the economic downturn may lead to the risk of real estate loans to enlarge,