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对于社会保障的必要性和紧迫性 ,很多文章是从社会保障对社会的安定与经济的稳定角度讲的。本文从失业、养老、医疗等方面入手 ,分析在社会主义市场经济体制的建立中 ,社会保障的不健全不仅会对社会的安定、经济的稳定产生影响 ,而且会导致居民的高储蓄率。而在我国目前的宏观经济态势为供大于求的情况下 ,高储蓄率对我国经济的持续高速增长也有巨大的不利影响。
For the necessity and urgency of social security, many articles are from the perspective of social security on social stability and economic stability. From the aspects of unemployment, retirement care and medical treatment, this article analyzes that in the establishment of the socialist market economic system, the imperfection of social security will not only affect social stability and economic stability, but also lead to a high savings rate for residents. However, under the current oversupply of macroeconomic situation in our country, the high savings rate will also have a huge adverse impact on the sustained and rapid economic growth in our country.