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与世界发达国家相比,我国投资担保业是近年来一个新生事物。毋庸置疑,投资担保业的发展在服务地方经济和中小企业发展等多方面发挥着积极而不可或缺的作用。但作为新生事物,其自身难免存在着发展混乱和运作不规范等诸多问题。特别是去年下半年以来,福建、广东、浙江等地相继发生担保机构资金链断裂跑路事件,致使行业公信力急速下降。
Compared with developed countries in the world, China’s investment guarantee industry is a new thing in recent years. Undoubtedly, the development of the investment guarantee industry has played an active and indispensable role in serving the local economy and the development of small and medium-sized enterprises. However, as a new-born thing, there are many problems such as chaotic development and non-standard operation. Especially since the second half of last year, Fujian, Guangdong and Zhejiang provinces have witnessed the occurrence of fund-raising chain run-off incidents in succession, causing the credibility of the industry to drop rapidly.