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有学者认为,保险合同具有:1)保险合同目的的保障性;2)保险合同客体的独特性;3)保险合同对价的悬殊性;4)当事人履行义务的不同时性等特征。本文除对1)表示基本同意外,对其他几个特征则表示异议。
Some scholars believe that the insurance contract has: 1) the purpose of the insurance contract; 2) the uniqueness of the object of the insurance contract; 3) the disparity of the insurance contract price; 4) the performance of the parties at different times and other characteristics. In addition to the 1) said the basic agreement, the other several objections.