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建议进一步引进民间资本和境外机构等多种类型的专业机构投资者,改变投资群体单一、风险偏好趋同的现状,促进不良资产均衡价格的形成,提高资产证券化市场的可交易水平和风险管理水平。2005年11月,人民银行和银监会联合发布《金融机构信贷资产证券化试点监督管理办法》,开启我国资产证券化之路,但在2008年次贷危机后处于停滞阶段。2014年,中国重启资产证券化并取得实质性进
It is recommended to further introduce various types of specialized institutional investors such as private capital and overseas institutions to change the status quo of single investment groups and convergence of risk appetite, promote the formation of a balanced price of non-performing assets, and improve the tradable and risk management of the asset-backed securities market . In November 2005, the People’s Bank of China and the China Banking Regulatory Commission jointly released the Measures for the Supervision and Administration of Pilot Securitization of Credit Assets in Financial Institutions, opening the road to asset securitization in China. However, it was at a standstill after the subprime mortgage crisis in 2008. In 2014, China restarted asset securitization and made substantial progress