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政策,是指国家或政党根据自己的政治路线,为实现一定任务而规定的行政准则。建立和完善社会主义市场经济体制下的保险体系,保障和促进国家经济建设和保险事业的健康发展,离不开科学的保险政策。随着社会主义市场经济的发展,保险政策将发挥越来越大的作用。因此,我国迫切需要建立科学的保险政策学,指导保险体制改革和保证保险事业长期稳定发展,以便为让会主义市场经济体制的形成和
Policy refers to the administrative norms set by the state or political party in accordance with its own political line and in order to achieve certain tasks. Establishing and perfecting the insurance system under the socialist market economic system and ensuring and promoting the healthy development of the country’s economic construction and insurance industry can not be separated from the scientific insurance policy. With the development of the socialist market economy, insurance policies will play an increasingly important role. Therefore, our country urgently needs to establish a scientific insurance policy, guide the reform of the insurance system and ensure the long-term and stable development of the insurance business in order to provide a platform for the formation of a socialist market economy and