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大学生进行网络信贷,面临着个人信息泄露、高利率压力等风险。缺乏网络借贷方面知识,对利息、滞纳金、服务费等计算方法知之甚少。要引导学生树立正确消费观,树立理远离不良网贷行为。加强在校大学生借贷安全教育和法制教育十分必要。
Students in the network of credit, face personal information leakage, high interest rates and other risks. Lack of knowledge of online lending knows little about how to calculate interest, late fees and service fees. To guide students to establish a correct view of consumption, establish reasonable behavior from the network of bad loans. It is very necessary to strengthen safety education and legal education of university students in borrowing loans.