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证券是当前重要的理财产品,伴随着老龄化的进程,老年人证券投资日益引起关注。文章根据相关证券统计数据,对老年人的证券投资参与现状、潜在的发展态势进行分析。老年人属于证券投资中的弱势群体,管理部门可以探索成立老年人金融保护办公室,高风险证券产品应对老年人实行更为严格的准入制度,老年人自身要防范风险,重视本金的安全,加强证券知识的学习。
Securities is the most important financial product nowadays. Along with the aging process, the securities investment of the elderly is attracting more and more attention. Based on the relevant securities statistics, the article analyzes the status quo of the participation of the elderly in securities investment and the potential development trend. The elderly belong to the disadvantaged groups in the securities investment. The management department can explore the establishment of the elderly financial protection office. The high-risk securities products should impose a more stringent access system for the elderly. The elderly themselves should guard against risks and pay attention to the principal’s security. Strengthen the learning of securities knowledge.