开放型基金制度是一种高效的金融制度

• 作 者: 李珍
• 机 构: 武汉大学金融保险学系,
• 出 处: 学习与实践
• 发表日期: 1998年04期
• 关键词: 基金制度 封闭基金 资本市场 投机心理 市场稳定 股市行情 货币市场 互惠基金 寡头垄断 储蓄率

一、基金制度是一种有效的金融制度在微观的层面上,一方面基金有利于降低投资者的成本,另一方面,基金可以降低中小投资者的投资风险。因为,一是基金可以通过投资组合,在时点上分散中小投资者的风险,这是中小投资者“单干”不易做到的;二是基金是由专门人

First, the fund system is an effective financial system At the micro level, on the one hand the fund helps reduce the cost of investors, on the other hand, the fund can reduce the investment risk of small and medium-sized investors. Because, firstly, the fund can disperse the risk of small and medium investors at a point in time through the investment portfolio, which is not easy for medium and small-sized investors to “go it alone”; second, the fund is made up of specialists