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厦门市自1997年开始通过商业保险方式建立职工补充医疗保险制度,到目前为止保障范围已经涵盖了包括城乡居民在内的全体参保人员。在中央提出建立城乡居民大病保险制度后,该市对已有的补充医疗保险制度再次进行了完善,目前补充医疗保险职工最高可报销的限额为40万元、城乡居民为35万元,加上基本医疗保险,职工可报销最高限额为50万元、城乡居民为45万元,形成了“多层次、高标准、广覆盖”的医疗保
Since 1997, Xiamen City has set up a staff supplementary medical insurance system through commercial insurance. So far coverage has covered all insured persons including urban and rural residents. After the central government put forward the establishment of the urban-rural resident illness insurance system, the city has once again perfected the existing supplementary medical insurance system. At present, the maximum reimbursable limit for workers in supplementary health insurance is 400,000 yuan and urban and rural residents are 350,000 yuan, Basic medical insurance, workers can reimburse the maximum amount of 500,000 yuan, urban and rural residents of 450,000 yuan, forming a “multi-level, high standards, wide coverage ” medical insurance