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“今年‘两会’期间,我被推荐在经济、农业联组会上发言,向温总理进行汇报。温总理说了一句话:‘你说的草根金融和微贷都很形象,我理解你说的意思,就是当今应对危机,不要只看到大企业、大银行,要看到中小企业和广大的农村,要帮助他们解决农村问题,这就需要多出几个中国的尤努斯’。”刘克崮稍微停顿了一下,说道:“温总理的话很精辟。”刘克崮所说的草根金融是指发源于民间、植根于民间、服务于民间的金融形态,是对于其投资人、运作机构、从业人员、服务对象和监管都植根于本乡本土,提供适合当地草根经济发展需要的金融产品的形象概括。草根金融单笔金额大多在数万元,多则数十万元,少至数千元,而国开行可以称得上是开展国内草根金融的鼻祖。一个春寒料峭的下午,刘克崮在他满是书籍的办公室里,给记者讲述了国家开发银行如何开展微贷、发展草根金融的那段历史。时光还要追溯到2003年,也就是刘克崮刚刚履新国开行不久。
During this year’s’ two sessions, ’I was recommended to speak at the panel meeting of the economy and agriculture and report to Premier Wen. Premier Wen said:’ What you said about grassroots finance and micro-loans are very imaged. I understand you What we mean is that in today’s crisis management, we should not only look at large enterprises and big banks but also see small and medium-sized enterprises and vast rural areas and help them solve rural problems. This will require adding several Yunus of China. “Liu Ke 崮 a little pause, said: ” Premier Wen Jiabao’s words are incisive. "Liu Ke 崮 said grassroots finance is originated in the private sector, rooted in the private sector, serving the private financial forms, is for its investors, The operating agencies, practitioners, clients and supervisors are all rooted in local Hong Kong and provide an overview of the financial products that suit the needs of local grassroots economic development. Grassroots finance single amount mostly in the tens of thousands of dollars, as many as several hundred thousand dollars, as few as thousands of dollars, while the CDB can claim to be the originator of domestic grassroots finance. In the afternoon with a cold spring, Liu Ke-yu told reporters in his office full of books about the history of how China Development Bank conducted micro-credit and development of grassroots finance. Time also dates back to 2003, that is, Liu Ke-hsiung just took the new country to open soon.