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我国目前正在按照市场经济发展的要求研究制定新的破产法,这需要参考各国相关的法律制度。其中,美国破产法上的个人债务调整程序即具有参考价值。本文对此作出分析、介绍。一、个人债务调整程序概说美国1978年《破产法典》第13章规定了“有正常收入的个人债务调整”程序。根据规定,陷入财务危机的个人债务人可以在法院的监督和保护之下提出一份债务调整方案,并
At present, our country is studying and formulating a new bankruptcy law according to the requirements of the development of the market economy. This needs to refer to the relevant legal systems of various countries. Among them, the personal debt adjustment procedures in U.S. bankruptcy law have reference value. This article analyzes and introduces it. First, the personal debt adjustment procedures Outline The United States Bankruptcy Code in 1978 Chapter 13 provides “There is a regular income personal debt adjustment ” process. According to the regulations, individual debtors trapped in a financial crisis can propose a debt adjustment plan under the supervision and protection of the court and