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1992年,美国国际集团(AIG)获准在上海设立友邦保险公司,成为第一家进入中国的外国保险公司。此后,外国保险公司获准在中国开业的节奏一般保持在每年两家左右。对于上百家等待进入中国的外国保险公司来说,“开窗”的速度太慢了。不只如此,此前获得执照的外国保险公司只限在上海或广州营业,在友邦保险公司之后的外国寿险公司必须和中国公司合资方能开业,在营业范围、合资伙伴的选择和股权比例方面同样限制众多。中国加入WTO,保险业开放是道必须迈过的坎。尽管随着国际国内形势的变化,给中国今年加入WTO增加了许多
In 1992, American International Group (AIG) was allowed to set up an AIA in Shanghai and became the first foreign insurance company to enter China. Since then, the pace of foreign insurance companies allowed to open in China has generally remained at about two per year. For hundreds of foreign insurers waiting to enter China, “windowing” is too slow. Not only that, but a previously licensed foreign insurance company is restricted to Shanghai or Guangzhou. Foreign life insurers after AIA must start joint ventures with Chinese companies and have the same restrictions on the scope of business, choice of joint venture partner and shareholding ratio numerous. China’s accession to the WTO, the insurance industry is the road to be crossed. Although with the changes in the international and domestic situations, it has greatly increased China’s accession to the WTO this year